My Journey in Finance

For six years I sold stocks, mutual funds, 401ks, term life insurance, and trusts. I made all the “right” recommendations by industry standards, but soon began noticing discrepancies that made me question what I was doing.

A Rude Awakening

I realized that only those in the upper echelons of banks and brokerage houses were truly profiting. After fees, poorly timed transactions, and market fluctuations, I saw that most casual investors were set on a path to long-term financial struggle.

A Transformative Moment

In 1985, I attended a seven-day symposium led by a thought-provoking individual who introduced a holistic, macro-economic view of money. His insights confirmed my suspicions—despite long-term investment positions, the Dow Jones' average pre-tax yield since 1885 was only 3.79%. After taxes and inflation, this return is even less favorable.

Calculate historical market returns »

Building Long-Term Wealth

My background in chiropractic and naturopathic medicine inspired me to share my macro-economic insights with fellow healthcare professionals. Over time, Chirowealth Learning Systems evolved into a coaching methodology delivering predictable, duplicable results.

Economic Realities

The Golden Rule states, “He who has the gold, makes the rules.” In reality, only 5% of Americans retire financially independent. The system is designed for the elite 1%, while the few who achieve true wealth do so through creativity, hard work, planning, savvy, and sometimes luck.

Predicting Your Financial Future

Many chiropractors I’ve worked with were unaware of their financial status—or where they’d be in 5, 10, 20, or even 40 years. Their successful practices often masked underlying vulnerabilities. The Chirowealth Learning System analyzes every facet of your financial life to uncover hidden inefficiencies and prepare you for a secure future.

Why Traditional Strategies Fail

Most financial professionals offer solutions that merely address symptoms rather than the root cause of financial imbalance. A successful strategy should be predictable, easy to implement, and focused on liquidity, debt elimination, and estate protection—all while securing a tax-free retirement income.

• Predictable and easy to implement
• Designed for peace of mind with maximum tax advantages
• Focused on liquidity, debt elimination, and estate protection
• Independent of speculative investments and governmental tax benefits
• Structured to secure a tax-free retirement income

The Chirowealth Coaching Process

For nearly two decades, I have coached hundreds of chiropractors to break free from economic constraints and overcome debt. This process demands a commitment to learning and practicing essential financial disciplines. By reexamining your financial philosophy and strategy, you can optimize every aspect of your financial life for true success.